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iFinance Solutions

Not your average Broker

Here’s what makes us different

We Understand & Listen

We take the time to listen to your needs and expectations to find the best loan to suit you.

Endless Options

Don’t settle for any loan. We have access to over 35 lenders with 100’s of options. From our understanding of your requirements, we analyse them all to find the perfect fit for you.

Individual Support

We are committed to supporting you throughout the whole lending process.

Aftercare Service

We provide aftercare service with annual reviews for the life of your loan to ensure you reach your financial goals quicker.

Heather Clowes

DIRECTOR | MORTGAGE BROKER

Buying a home is one of life’s big adventures, and Heather is here to help you every step of the way. With a background as an accountant and over 9 years of experience as a broker, she knows the thrill of seeing people step into their dream homes—and she’s dedicated to making that a reality for her clients.

Heather doesn’t just stop at home loans. Whether you’re looking to refinance for better rates, renovate, buy an investment property, up-size, downsize, consolidate debts, or even fund your next holiday, she’s got you covered! Her process is designed to be stress-free, handling all the details and liaising with your conveyancer, real estate agent, and anyone else involved. Transparency is key—no surprises, just solutions.

Heather will be there to assist you as much as possible, to ensure this wonderful experience runs smoothly.

Complete transparency

On the personal side, Heather enjoys family time with her husband, Matt, and their two beautiful daughters who keep her active and on her toes. When she’s not helping clients, you’ll find her outdoors, enjoying the sun, and making the most of life’s little moments.

With a diploma in Finance and Mortgage Broking, a Graduate Certificate in Business Management, and as a proud member of the Mortgage & Finance Association of Australia (MFAA), Heather has both the qualifications and passion to guide you to the best financial outcome. Ready to take the next step? Heather’s here to make it happen!

Heather Clowes is a credit representative (480517) of BLSSA Pty Ltd ABN 69 117 651 760 (Australian Credit Licence 391237).

Tara Bonnitcha

MORTGAGE BROKER | OFFICE MANAGER

Tara started with the company as a Residential Mortgage Broker in 2021. Helping clients find the right fit and seeing their dreams of being a home owner, brings Tara immense joy.

She has a strong background in Finance, working for a major builder for 13 years. 

Her drive and personal touch make Tara determined to find the best possible outcome tailored to your needs for your dream home, while saving you time and money.

Tara loves to travel, exploring new destinations and immersing herself in different cultures. She’s also a connoisseur of fine wines, with a particular fondness for a nice red.

With a constant smile and a joyful personality, Tara makes the process of getting finance enjoyable.

We can guide you every step of the way from start to finish as a first home buyer or if you are a seasoned borrower buying that next investment, you will feel like my only client as you will always get 100% from us.

Dedicated Solutions

“Friends and family have always had a running joke about my ability to be a great saver, my love of budgets and organisational skills. All of which led me to become an experienced investor myself at a young age. My favourite thing is helping others achieve their goals.”

Tara Bonnitcha is a Credit representative (533010) of BLSSA Pty Ltd ACN 117 651 760 (Australian Credit Licence 391237) as well as being a memeber of the Mortgage & Finance Association of Australia (MFAA)

Christine Lynn Dy

ADMINISTRATION

Christine Dy is an invaluable member of the I Finance Solutions team since 2022. As our dedicated administrative assistant, Christine ensures that all our daily operations run smoothly, enabling our brokers to be efficient, detailed, and responsive to our clients’ needs. Her meticulous attention to detail and organisational skills help us maintain the highest standards of service.

Outside of work, Christine is newly engaged and excitedly planning her upcoming wedding. She is an avid cave diver, loves to travel, and has a deep affection for her pups. Christine’s strong family values and adventurous spirit make her a cherished part of our team.